About Us

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Establishing a merchant account with HFKMS is easy. Take advantage of our free equipment offerings, or use your existing equipment, and receive competitive processing rates.  With HFK Merchant Solutions, you can accept Visa, MasterCard, Discover® Network, American Express, Diners Club, JCB, debit and EBT cards. If you are already processing credit and debit card payments, we can perform a rate review to ensure that you receive the best rates available.

HFKMS’s Marketplace connects you with a wide range of certified third-party apps — including DoorDash, Uber Eats, Mailchimp, QuickBooks, and more — that seamlessly integrate with your existing POS system. These enable you to enhance your POS system’s core functionality to include things like online ordering, employee scheduling, inventory management, online reservations, accounting, payroll, loyalty, and much more!

Every HFKMS merchant has access to Lighthouse Business Management System, our online tool that allows you to manage your entire POS system from wherever you are. Lighthouse BMS provides robust reporting, customer engagement tools, social media management, and much more!  You also have access to Marketplace, which features a wide range of third-party apps that can integrate directly into your POS system including DoorDash, QuickBooks and many more!

Check Guarantee enables you to avoid bounced checks and bank fees as a result of accepting non-sufficient funds (NSF) checks. Our advanced check guarantee system will scan customers’ checks against our database of negative check writers and alert you to negative and NSF check risks.  With check conversion, checks will automatically be deposited in your bank account, eliminating the need to make trips to the bank.

HFKMS offers 50 free customized, full color cards and a 60-day free trial to all of our merchants. We offer a variety of card options to best suit your specific needs. Choose from a broad selection of professionally designed card templates or produce your own cards with custom artwork and images.  A simple and intuitive online interface allows you to easily select a template or upload your own image and then customize the cards according to your unique business requirements.

A business cash advance enables you to generate the working capital you need without having to negotiate with a bank or worry about long-term credit card interest. Instead, you may qualify for a cash advance of up to $1,000,000 by leveraging an asset you probably have not thought of utilizing: your future credit card receivables.  A business cash advance is an excellent and often overlooked source of short-term financing that you can take advantage of through HFKMS.

HFKMS's Shift4Shop is a scalable eCommerce solution that makes it easy for you to build a website and grow your business — and it’s completely free!      

• Choose from dozens of professionally designed, industry-specific templates, all of which are mobile-friendly, SEO optimized and highly customizable     
• Customize your site using our intuitive web design tool, edit the HTML and CSS directly, or access our network of web design experts to build your online store     
• Access hundreds of powerful features like product and order management, SEO tools, email and social media marketing, and much more 
• Create your Enterprise Level eCommerce store here

HFKMS & Shift4 have revolutionized payments in the hospitality industry for decades. They are once again leading the way by providing one comprehensive payment processing solution that empowers omni-channel hoteliers — whether you operate independent hotels, boutique properties, inns, resorts, casinos, hotel franchise properties, or an entire hotel chain.      

• Hundreds of integrations with leading point-of-sale and property management system software     
• Free contactless EMV devices for each workstation, with lifetime free replacements     
• Unique hospitality features, like tokenized reservations for added payment security and a secure channel to share guests’ payment data with an authorized third party, perfect for the concierge     
• A single end-to-end solution that covers the entire property or enterprise — with just one number to call for all payments-related support 

HFKMS & Shift4’s MICROS Center of Excellence offers several unique solutions that support everything from a single terminal kiosk, 50-seat table service restaurant, quick service restaurant, and even a 75,000-seat stadium. Businesses who use Oracle MICROS solutions can take advantage of the vast cost-saving benefits provided by Shift4’s suite of interconnected payment solutions, including:      

• Free EMV & contactless devices     Waived gateway fees     
• Free SkyTab mobile devices     
• Free QR code payments     
• Free installation     
• Lowest total cost to accept payments     
• One number to call for all MICROS hardware and software support as well as payments